The program that will lead you to home ownership
Jade Royale offers a rent-to-own program which can help you if you can't qualify for a mortgage (due to a bruised credit) or don’t have the full amount of down payment. Our mortgage brokers and specialists will help you into rectifying your credit and/or setting up your home ownership journey for success.
We run the rent-to-own program generally for 2-3 years where we lead you to repair your credit. During the term as well if required, we help you save up the required down payment. This is through our forced-saving program which runs along the renting term.
We require you to have some money saved up before entering the program. This will keep your monthly rent low and similar to what you would be paying when we hand over the full ownership of the home to you.
Benefits to Rent to Own
- Say good-bye to paying down your landlord’s mortgage
- Pride in home ownership – you are essentially the owner NOW!
- Options at the end of your Program
- Lock in a low future price NOW regardless of how much improvements you do to the house
What We Do
- Help you move into a permanent home of
your choice in 2-3 months once you are accepted into the program
- Require an initial deposit towards your new home to get you started
- Customize a program and home that best suit your financial/personal needs
- Work with you to build your final deposit
- Flexible deposit building options to ensure your home ownership at the end
How Do You Qualify
Questionnaire & proof of an initial deposit
- Meet with
our lending team to discuss purchase strategies
What are You Responsible For
- Make your monthly payments on time and in full
- Provide insurance on your possessions (content insurance)
- Pay the utility bills
- Keep up the maintenance of your new home
Contact us now to see how we can help!